Business activity

The geographical position of Bijelo Polje, natural resources, demography and transport links with the environment have to the greatest extent decided the economic development of the municipality.
In the past twenty years we have seen a number of changes in economic development. These changes were the insignia of backwardness and stagnation during the nineties, when most factories were shut down, as well as their own units in many towns all over Montenegro. Today, the economic development of the municipality is based on the small and medium enterprises in the manufacturing industry, tourism, trade and service industries.
The food industry includes: processing of fruits and vegetables, meat processing, milk processing, production of bread and biscuits, bottling of mineral water, juice production, confectionary products, pasta production, grinding and packaging.
Wood processing sector include: the production of timber, joinery, furniture manufacturing, production of paper.
Metal processing covers: production of metal constructions and forestry articulated tractors, manufacture of double glazed windows, hardware manufacturing, production of keys.
Production of concrete products includes:

processing and cutting stone for memorials.
In addition to these there are also: printing industry (pPrinting facility, offset and screen printing), textiles (clothing manufacturing), chemicals, footwear and leather goods, the production of plastic bottles and treatment of glass.
The service sector includes:
- construction services,
 - trade (wholesale and retail, service and repair vehicles)
- Transportation and warehousing (road and freight traffic, line road transport, passenger transport by road, taxi, postal services, railway services)
- accommodation and food (restaurants, motels, hotels, ethno village)
- information and communications (local TV, radio)
- financial and insurance business,
- real estate,
- professional, scientific and technical activities,
- administrative, support activities and services (mediation and accounting),
- Arts, entertainment and recreation,
- other services (hairdressing, cosmetic services, repair of electrical appliances, beauty salon, tinsmith services, shoemakers, plumbing services, repair of mobile phones, electrical repairs, pastry shops, packaging services, carpet cleaning, jewelry repair, upholstery services, and other services).
Tourism is recognized as a strategic area for development of the municipality. The most important potential tourist destinations are Bjelasica, Djalovic cave and Novakovic cave. Spatial Plan "Bjelasica and Komovi" defines the future development of mountain, summer and winter tourism in conjunction with agricultural production and wood processing. Djalovic cave with it's explored 28 miles (16 km researched) held the first place in the former Yugoslavia. It is characterized by cave ornaments of which emphasizes by its size stalagmite 18 meters high, and many others but lower. A significant part of the cave represent the channels filled with water, so called cave lakes, through which you can easily navigate with small rubber boats. Novakovic cave has not been explored as it is supposed to be,  but it is entered and high quality access road of 6km has been piled.
Agriculture has a significant place as one of the priority sectors of the economy of Bijelo Polje. Agricultural land covers 40.392 ha, which is 43,6% of the municipality, or 7.8% of agricultural land in Montenegro. Climatic conditions favor cultivation of cereals (maize, wheat, rye, barley, buckwheat), vegetables (potatoes, cabbage, peppers) and continental fruit (apple, pear, plum, walnut, raspberry, strawberry, blackberry).
Farms are a significant factor in the development of agriculture. Their total number is 6,407, which is 13.1% of agricultural households in Montenegro. Agriculture is organized, in addition to individual farmers, by 31 registered company, 17 entrepreneurs and 3 veterinary institutions to protect the health of livestock.
Natural and geographical characteristics as well as demographic structure, the number of farms and companies from the agricultural sector in the municipality, are a good basis and prospects for the future development of rural areas of the Municipality where available resources are fully utilized.