Health, as an activity of major social concern, has adequate infrastructure, tailored to the needs of citizens. Health clinic and General hospital, while two independent healthcare institutions operate as a single system.Working conditions in them are continually improving compliance requirements and user needs in health care, as well as their employees.
Health center, and in addition made ​​to rationalize the number of employees, has all the necessary facilities required for a high level of primary health care for the population of 46 doctors and 112 other medical staff person.
In the Health function following services:
• ID for men, women and children;
• Centers for lung disease, mental health and children with special needs;
• Diagnostics-ray, ultrasound, laboratory and microbiology;
• Counselling for people, for young people to reproductive health;
• Units for nurses and medical transportation;
• Occupational health;
• HES and
• Common services.
The total number of staff rationalization has reduced to 161 from 237, and declared as redundant workers who were assigned to jobs for which a high school, secondary and primary school education.
Ambulance service serving the whole of the territory of the municipality. Emergency works, from 1 aprila 2010. years, within the Department of Emergency Podgorica.
End of 2010. began the reconstruction and upgrading of building the health center, which will receive 4.856 m2 of new, more modern and more functional space, which will house all services, except for the Center for pulmonary diseases and tuberculosis.
Completion of the new facility is planned for the end of march 2012. year. The project, worth 2,679.328,00 €  financed by the municipality of Bijelo Polje, the Ministry of health and the Health insurance fund of Montenegro.
In recent years, investment in equipment was  514.591.04 €. In order to provide even better service during the purchase of modern medical equipment and functional furniture.
General hospital provides secondary care for the municipality of Bijelo Polje and Pljevlja, as well as for patients who come from other neighboring municipalities. Hospital capacity is 141 beds and utilization is around 70%.
The organizational structure of the General hospital, after the reform of secondary care, is as follows:
• departments: internal, surgical, gynecological and obstetric and child;
• Services: anesthesia, intensive care with anesthetic clinic, radiological diagnosis, ERTG, mammography, CT, YZ, blood transfusion, physical therapy clinic with a physiatrist, services joint ventures,
• emergency medical assistance with the admissions department,
• Pharmacy and
• kitchen.
The general hospital has 236 employees and 42 physicians and 173 medical workers.
The working conditions of the General hospital are relatively good. An area of ​​9 000 m2 on which the general hospital is functional. In the past reconstructed the rooms department of gynecology and surgery, underwent a third operation room, trained two internal and one skin clinic, provided space for pathology and emergency unit, intensive care and neurology at the internal department, a X-ray machine and the blood transfusion service. Also, improved technical equipment purchase equipment worth
1,002.950,00 €. Made the project documentation for reconstruction of space for internal department in the building of a new hospital, area of ​​2 200 m2.
It is important to say that the municipality has and private health institutions in the field of dentistry and pharmacy. In fact, for 20 dental clinics in 6 pharmacies, employing 45 workers, dental workers and 40 pharmaceutical profession.

Education, as one of the most transparent and most propulsive social services, an area of the highest national interest.
A longstanding problem (lack of) adult literacy today is almost non-existent. This is thanks to the introduction of the institute of compulsory nine-year education, which is a powerful driver of increasing literacy of the adult population.
However, a bigger problem than the general problem of functional illiteracy (il) literacy. Current social and technological changes of the employees so require minimum threshold of abilities, which means their computer skills, foreign language proficiency and cultural autonomy.
The education system in the municipality of Bijelo Polje makes primary, secondary and higher education. Network of educational institutions makes 1 preschools, seventeen elementary and three middle schools, and five faculty units.

 

The total number of unemployed persons, at 31.12.2011. in the municipality of Bijelo Polje was 3.995 an increase of 89 persons from the average number of unemployed in the 2011th year. The number of unemployed women was 1.769, or 44.3% of total unemployment.Unemployment in the municipality makes 11.6% of total unemployment in Montenegroa 31.4% unemployment northern region.

Average salaries in the 2011th compared to 2007. year, increased by 39.3% to € 386.00. Significantly lower than the national average, and makes 79.8% of the average salaries in Montenegro. In the end 2011. the average monthly salary in the municipality amounted to 361.00 € and 6.5% less than the average annual salary while in Montenegro was the same, on average, during and in late 2011.
 The cause of this discrepancy is slower earnings growth in the municipality than in Montenegro, where, during the period, increased by 43.2%. The average salary in Montenegro in 2011. amounted to € 484.00. Average salaries account for 95% of the average wage in the region.


Employment in the period 2007 - 2008th year, growing at a rate of 7%, and since 2009 due to the economic crisis, began to fall. The result of these developments is to reduce employment at the end of the period by 14% compared to 2007. year.
Also in this period, the share of employment in total employment in the municipality of Montenegro has been continually declining, so the 2011th compared to the previous year participation decreased from 4.48% to 3.95%.
Different employment trends by sector. According to crisis fluctuations, various moving and employment in the sectors of construction, tourism, hospitality, transport and agriculture.
Looking qualification structure, the largest share of employees with secondary and higher education. This situation is quite expected if you take into consideration that the majority of the working population has a level IV qualifications on the one hand and on the other hand, highly qualified staff easier to have employment.
Age structure is not so good, because a much larger share of employment has an older population, indicating problems in employment, and in near future it is expected a significant increase in the number of pensioners. Structure of employees by sex is satisfactory, given that approximately the same number of male and female.

 

From a more general definition of employment as an indicator of the economic, cultural and social prosperity of the community and the widest range of sources of living of the population, and the unemployment rate as a synonym of poverty, social marginalization, unnecessary and irreversible shedding of human resources, it can be seen crucial issues of employment for each individual, and the particular community.
In fact, the ratio of the employed and unemployed, that is, the rate of employment or unemployment, najintegralnijih expressions and relations, modes and optimize the quality of the relationship, a particular community, to a greater or lesser extent, it socio-economically stable, secure and essentially , more successful. It also talks about the extent of its development, its relation to active labor potential, as the basic community resources and its development prospects.
Under the active population, according international practices observed within the population aged 15 to 65 years. The economically active population comprises all persons of either sex who are in the labor market on the supply side.
So, people are considered to be economically active if they contribute or are available to contribute to the production of goods and services.
Number of economically active population in the municipality of Bijelo Polje, census 2011th totaled 14.733 or 40.5% of the population above 15 years of age.

The geographical position of Bijelo Polje, natural resources, demography and transport links with the environment have to the greatest extent decided the economic development of the municipality.
In the past twenty years we have seen a number of changes in economic development. These changes were the insignia of backwardness and stagnation during the nineties, when most factories were shut down, as well as their own units in many towns all over Montenegro. Today, the economic development of the municipality is based on the small and medium enterprises in the manufacturing industry, tourism, trade and service industries.
The food industry includes: processing of fruits and vegetables, meat processing, milk processing, production of bread and biscuits, bottling of mineral water, juice production, confectionary products, pasta production, grinding and packaging.
Wood processing sector include: the production of timber, joinery, furniture manufacturing, production of paper.
Metal processing covers: production of metal constructions and forestry articulated tractors, manufacture of double glazed windows, hardware manufacturing, production of keys.
Production of concrete products includes:

processing and cutting stone for memorials.
In addition to these there are also: printing industry (pPrinting facility, offset and screen printing), textiles (clothing manufacturing), chemicals, footwear and leather goods, the production of plastic bottles and treatment of glass.
The service sector includes:
- construction services,
 - trade (wholesale and retail, service and repair vehicles)
- Transportation and warehousing (road and freight traffic, line road transport, passenger transport by road, taxi, postal services, railway services)
- accommodation and food (restaurants, motels, hotels, ethno village)
- information and communications (local TV, radio)
- financial and insurance business,
- real estate,
- professional, scientific and technical activities,
- administrative, support activities and services (mediation and accounting),
- Arts, entertainment and recreation,
- other services (hairdressing, cosmetic services, repair of electrical appliances, beauty salon, tinsmith services, shoemakers, plumbing services, repair of mobile phones, electrical repairs, pastry shops, packaging services, carpet cleaning, jewelry repair, upholstery services, and other services).
Tourism is recognized as a strategic area for development of the municipality. The most important potential tourist destinations are Bjelasica, Djalovic cave and Novakovic cave. Spatial Plan "Bjelasica and Komovi" defines the future development of mountain, summer and winter tourism in conjunction with agricultural production and wood processing. Djalovic cave with it's explored 28 miles (16 km researched) held the first place in the former Yugoslavia. It is characterized by cave ornaments of which emphasizes by its size stalagmite 18 meters high, and many others but lower. A significant part of the cave represent the channels filled with water, so called cave lakes, through which you can easily navigate with small rubber boats. Novakovic cave has not been explored as it is supposed to be,  but it is entered and high quality access road of 6km has been piled.
Agriculture has a significant place as one of the priority sectors of the economy of Bijelo Polje. Agricultural land covers 40.392 ha, which is 43,6% of the municipality, or 7.8% of agricultural land in Montenegro. Climatic conditions favor cultivation of cereals (maize, wheat, rye, barley, buckwheat), vegetables (potatoes, cabbage, peppers) and continental fruit (apple, pear, plum, walnut, raspberry, strawberry, blackberry).
Farms are a significant factor in the development of agriculture. Their total number is 6,407, which is 13.1% of agricultural households in Montenegro. Agriculture is organized, in addition to individual farmers, by 31 registered company, 17 entrepreneurs and 3 veterinary institutions to protect the health of livestock.
Natural and geographical characteristics as well as demographic structure, the number of farms and companies from the agricultural sector in the municipality, are a good basis and prospects for the future development of rural areas of the Municipality where available resources are fully utilized.